Being prepared for emergencies is a critical aspect of financial planning that often takes a backseat when we think about budgeting. However, having a good plan for unexpected circumstances is key! Let's go deeper into why emergency preparedness matters and how to integrate it effectively into your budget.For the longest time I did not like the word “emergency” in connection to my budget. Why? Well, I thought it was a reminder of a catastrophe waiting to happen and that it would … [Read more...]