Budgeting is often seen as a restrictive and daunting task, but it doesn’t have to be! Let me tell you my secret, my budget is actually permission for me to spend. With a zero-based budget, you take control of every dollar and assign it a specific purpose. Whether you're trying to save for a big purchase, pay off debt, or just want to have better control over your finances, this budgeting method can help you achieve your goals. So, how and when exactly can you start using … [Read more...]