Disclosure: this blog post is actually titled "How, what you earn and what you spend, has to do with Net Worth, even if it's not shown in the math!" I only changed it on the headline because that one got more points... now that that's settled let's get into our weekly theme! Net Worth. Now that we know what Net Worth is and how we can figure out our own Net Worth, let's talk about our income and our expenses and how that can set us up, or not, to build an incredible net … [Read more...]
How much are you really worth? Let’s talk Money!
This week I'm going deep into all things Net Worth. What does Net Worth mean? How can you find out your Net Worth? Is it important to know your Net Worth? Why would you want to know your Net Worth? You get the picture! I spent a lot of years having a negative Net Worth (I almost wrote self worth but caught myself in time!), without getting into the debt talk all over again (you can find out about it on the about me page!) we are barely on the positive side now but WE ARE! and … [Read more...]
Summer, Money, Overwhelm and what to do about it!
It's already August and I have yet to get into summer gear! I don't know about you but it's been a struggle! I mean personally, professionally and financially!!! my mind has been wandering and not focusing and that has not helped either! Have you ever felt like, when everyone and everything is kind of telling you to be mindful, give yourself grace and take time for yourself... you do literally everything except that? It's been a struggle, I tell you! Personally I have been in … [Read more...]
5 Reasons WHY you SHOULD want to be Wealthy
Let's talk about Wealth! Before we start, let's just agree that wealthy has a different meaning to most of us! But according to the Merriam-Webster dictionary it's as follows: Wealth 1: abundance of valuable material possessions or resources 2: abundant supply : Profusion 3a: all property that has a money value or an exchangeable value b: all material objects that have economic utilityespecially: the stock of useful goods having … [Read more...]
Money Coaching 101-4 steps to become a millionaire
So, lately I've had the opportunity privilege of coaching a few women who were having some issues with staying on track with their money! No, they were not in debt, not like I was (if you're new here you can read all about it here!), but they actually make a good living but they weren't really organised with their finances and just wanted to get on track. If you know me a little you know that my superpower is to talk to people and getting to know them (right after talking myself out … [Read more...]
Fixed vs Growth Mindset and Why you need to change it!
I must admit that this doesn't come natural to me! But, ultimately to achieve Financial Growth you have to have the Right Mindset! What is the Right Mindset? (you ask.) It's the mindset that is going to serve you rather than hold you back when you want to "get ahead", be it financially or personally or even professionally. (Like "if you believe it you can do it" kind of thing!) So let's see what's the difference between a Fixed and a Growth mindset. A Fixed Mindset is the mind … [Read more...]
How to play the Credit Card game without losing!
Let's talk Credit Cards... I'm doing some research and sharpening my knowledge on credit cards because, once upon a time I got into deeeeep trouble because of them so I just don't use them any more, it's been around 10 years, more or less! and so I, other than paying them out, have not really been on top of how it works. However I do make it my mission to learn all I can about the thing that most people have the most resistance in letting go! Most people swear by credit cards and … [Read more...]
May Money Challenge On the Way, Who’s Winning?
I'm here today to give you an update on the Challenge I began on the 1st of May! Last week was so hectic that I had no time to even write a blog post!!! Sorry about that. I'm trying to be consistent and keeping up with my duties but, like with money, life happens and it's not always under your control to keep things the way you want. Having said that, I'm really excited about this challenge! It's getting the momentum back. I (almost) missed it! Having to write down where all the … [Read more...]
Challenging May! How to save $200 in a month!!!
I felt I should come over here and tell you about the Challenge I'm putting together for the month of May! I know talking about money, saving, budgets, debt... it all feels so overwhelming. But it really doesn't have to be, don't get me wrong! it's hard but it can be done. If you've been around for sometime you know my story and I know it's easy for me to talk (now that I've been on the journey for almost 10 years!!! don't forget that!) but I want to encourage you to try it. It … [Read more...]
How to join The Sparkling Budgeteer’s Club! Opening Soon!
I feel that last week's post was left kind of in the middle! I mean, I start making a point and then just keep rambling on about everything and nothing... Not that money is nothing! But you know what I mean, (if it's your first time here, Welcome! I so appreciate you! but this isn't probably the best place to start... start maybe with the About page, once you know me you can start anywhere because my brain does work like this! Hope you are not very disappointed! I also love … [Read more...]