I feel you already know a little bit about me and so, today, I decided to share some tips on budgeting that really helped me to keep to my budget over the years. It's not hard to write down your budget for the month once you get in the habit of doing it, the hard part is sticking to it and all the short cuts you find are really welcome. So don't feel that just because something worked for me you have to do it the same way, for you and where you are in your life, you might need to do … [Read more...]
5 Reasons to Start Budgeting
I get that not everyone is on board with getting on a budget. We can all find at least five reasons for not doing it, me included, but, the truth of the matter is that you will feel like a whole new person once you get on a budget. Remember, I live on a budget and yes, I was exactly where you are right now! I didn't want to hear about budgeting because I felt it would limit me in my day to day. Well, it does, but not in a negative way, bare with me here. You don't necessarily get … [Read more...]
Let me introduce you to your BFF!
Hello there! The title is totally legit! Maybe you already know this, or maybe you don't, but yes, I do believe this is a BFF fits all. It's true, if ten years ago you came to me and told me that a Budget would become my best friend forever I would've thought, I wouldn't have said it, that you were cray-cray! Who on earth likes budgeting anyway? Is it a thing? Does everyone really budget? Is it like a cult? Who even came u with it?, all this and more passed through my head … [Read more...]
The story behind the Whine
You are probably wondering why the name. Well, the story is I love wine, but I owe this title to Dave Ramsay, whom I consider, at least partially, responsible for us getting out of debt. He says that when he had the budget meetings with his wife "there was w(h)ine and cheese and boy did he whine in those meetings"!! (or something to this effect anyway!) And it stuck with me, specially because I loooove me some wine and cheese, and yes, I whine too, a lot! So when I started … [Read more...]
Why get out of debt?
I asked myself this question often. I was so overwhelmed that all I wanted to do was to put my head in the sand and stay there. for.ever. Well, my problem wasn't even the getting out of debt bit, it was searching and adding all the debts we had. My husband was pretty much in the dark about how bad the situation was and that's where all my shame came from. I sometimes felt that it would be easier to just leave my husband, get a divorce, than telling him the situation we were in. … [Read more...]