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Money, W(h)ine & Cheese

Organize your Money and your Life

Blog

Fear of Budgeting: How to Organize Your Finances Without Feeling Restricted

June 29, 2024

Let’s have a heart-to-heart about something that many of us worry about: the fear that organizing our finances will be restrictive and painful. If you’ve ever felt a knot in your stomach at the thought of budgeting or tracking expenses, you’re not alone. But here’s the good news: getting a handle on your finances doesn’t have to be a dreaded chore. In fact, it can be empowering and liberating! So I hope you save this how to organize your finances to come back to time and again! … [Read more...]

Blog

Mastering Your Finances: How to Organize Your Finances

June 15, 2024

Let’s talk about something that’s near and dear to our hearts: getting a clear and organized view of our finances. 📊💰 I get it—it can feel like trying to untangle a ball of yarn while blindfolded sometimes. But fear not, because I’m here to guide you through the process of how to organize your finances and help you find that financial clarity you’ve been searching for. The Struggle is Real Raise your hand if this sounds familiar: you sit down to take stock of your finances, and … [Read more...]

Blog

Money Meltdowns: Why Women Get Financially Overwhelmed and How to Beat It

June 8, 2024

Welcome to the great money meltdowns mystery! 🕵️‍♀️ We’ve all been there: that moment when you look at your bank account, stare at the numbers, and feel your heart start to race. Yep, financial anxiety—it’s a real thing, and it’s more common than you might think. So, what’s the deal? Why do we get so worked up about money, and how can we keep our cool when faced with financial stress? 1. The Fear Factor Picture this: you’re cruising along, minding your own business, when … [Read more...]

Blog

Financial Challenges Women Face and How to Overcome Them

June 1, 2024

In today’s fast-paced world, managing finances can feel like trying to juggle flaming torches while riding a unicycle. For many women, the pressure of spending and the burden of debt are constant sources of stress and anxiety. It’s time to have a real conversation about the overwhelm that comes with these financial challenges women face and how we can tackle them together. The Pressure to Spend Let’s face it, society often expects women to have it all together—and look fabulous … [Read more...]

Blog

How to Let Go of the Past and Be Financially Abundant in 5 Steps

May 21, 2024

Turning 50 is a milestone that marks a period of reflection, renewal, and reinvention. It's an opportunity to embrace the wisdom of your experiences while crafting a vibrant, fulfilling future. Let's let go of 25 year olds on social media telling us that “there’s still time to turn your life around” and Harrison Buttkiss tell us our life really only starts when we marry him. Here’s how to live our best life at 50, or beyond, free from stress and comparison, while creating financial … [Read more...]

Blog

How To Create a Zero Balance Budget To Live Your Best Life

April 21, 2024

In the journey towards financial freedom, budgeting stands as the cornerstone of success. But what if there was a method that not only tracks your expenses but also empowers you to assign every dollar a purpose? That’s where zero balance budgeting comes in – a powerful financial planning approach that ensures every dollar you earn is allocated towards a specific expense or savings goal until you reach zero. Let’s talk about Zero Balance Budgeting, its benefits, and why it's essential … [Read more...]

Blog

How to Level-Up: Without Living Above Your Means

April 8, 2024

The level-Up Series! I know you think I’m obsessed, and I kinda am, with ways for you to up-level your life. You see, whenever I talk about budgeting, it feels restrictive, poor and yuck! I know! But the truth is, there’s nothing but freedom when you decide you have had enough and you are ready to begin your financial freedom journey. I will sugarcoat it a little bit because I want you to have a little taste of what creating a wonderful life for yourself means, without the burden … [Read more...]

Blog

How to Up-Level Your Life Through Financial Planning: 5 Simple Steps to Success

March 23, 2024

In a world where financial stability often feels like a distant dream, mastering the art of financial planning can be the key to unlocking a brighter future. Whether you're aiming to build wealth, achieve your dreams, or simply gain peace of mind, taking control of your finances is a crucial step towards up-leveling your life. These are five simple steps to help you embark on your journey towards financial freedom and abundance. 1. Set Clear Goals when financial planning The … [Read more...]

Blog

How to Stay Motivated on Your Budgeting Journey

March 12, 2024

Embarking on a budgeting journey is an empowering decision that lays the foundation for financial success and security. However, like any long-term commitment, it's normal to face moments when the initial enthusiasm fades and the temptation to abandon your budget creeps in. Let’s explore practical tips to reignite the flame of motivation when budgeting starts to feel like a tiresome chore. 1. Reflect on Your Goals Take a step back and revisit the financial goals that inspired … [Read more...]

Blog

How to Pay Off Debt on a Low Income in 10 Steps

February 2, 2024

Getting out of debt on a low income can be challenging, but it's not impossible. With determination, strategic planning, and disciplined financial habits, you can start to dream of a debt-free future. How to get out of debt is always a very searched topic and I'm willing to bet it's going to be even more due to current world affairs. But, let's control the little we can control, and explore 10 practical steps to help you get out of debt, even when you're on a tight … [Read more...]

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