Turning 50 is a milestone that marks a period of reflection, renewal, and reinvention. It's an opportunity to embrace the wisdom of your experiences while crafting a vibrant, fulfilling future. Let's let go of 25 year olds on social media telling us that “there’s still time to turn your life around” and Harrison Buttkiss tell us our life really only starts when we marry him. Here’s how to live our best life at 50, or beyond, free from stress and comparison, while creating financial … [Read more...]
How To Create a Zero Balance Budget To Live Your Best Life
In the journey towards financial freedom, budgeting stands as the cornerstone of success. But what if there was a method that not only tracks your expenses but also empowers you to assign every dollar a purpose? That’s where zero balance budgeting comes in – a powerful financial planning approach that ensures every dollar you earn is allocated towards a specific expense or savings goal until you reach zero. Let’s talk about Zero Balance Budgeting, its benefits, and why it's essential … [Read more...]
How to Level-Up: Without Living Above Your Means
The level-Up Series!I know you think I’m obsessed, and I kinda am, with ways for you to up-level your life. You see, whenever I talk about budgeting, it feels restrictive, poor and yuck! I know! But the truth is, there’s nothing but freedom when you decide you have had enough and you are ready to begin your financial freedom journey. I will sugarcoat it a little bit because I want you to have a little taste of what creating a wonderful life for yourself means, without the burden of … [Read more...]
How to Up-Level Your Life Through Financial Planning: 5 Simple Steps to Success
In a world where financial stability often feels like a distant dream, mastering the art of financial planning can be the key to unlocking a brighter future. Whether you're aiming to build wealth, achieve your dreams, or simply gain peace of mind, taking control of your finances is a crucial step towards up-leveling your life. These are five simple steps to help you embark on your journey towards financial freedom and abundance.1. Set Clear Goals when financial planningThe first step … [Read more...]
How to Stay Motivated on Your Budgeting Journey
Embarking on a budgeting journey is an empowering decision that lays the foundation for financial success and security. However, like any long-term commitment, it's normal to face moments when the initial enthusiasm fades and the temptation to abandon your budget creeps in. Let’s explore practical tips to reignite the flame of motivation when budgeting starts to feel like a tiresome chore.1. Reflect on Your GoalsTake a step back and revisit the financial goals that inspired you to … [Read more...]
How to Pay Off Debt on a Low Income in 10 Steps
Getting out of debt on a low income can be challenging, but it's not impossible. With determination, strategic planning, and disciplined financial habits, you can start to dream of a debt-free future. How to get out of debt is always a very searched topic and I'm willing to bet it's going to be even more due to current world affairs. But, let's control the little we can control, and explore 10 practical steps to help you get out of debt, even when you're on a tight budget.Create a … [Read more...]
How to Achieve Financial Freedom
In a world where financial freedom is often associated with immense wealth, luxurious lifestyles, and early retirement, a paradigm shift is emerging. What if financial freedom meant something more attainable and practical? What if it was about having a crystal-clear understanding of your financial situation and a well-crafted plan for future independence?The Importance of Knowing Where You StandTrue financial freedom starts with knowledge. Understanding your current financial … [Read more...]
How to be prepared for life when it happens
Being prepared for emergencies is a critical aspect of financial planning that often takes a backseat when we think about budgeting. However, having a good plan for unexpected circumstances is key! Let's go deeper into why emergency preparedness matters and how to integrate it effectively into your budget.For the longest time I did not like the word “emergency” in connection to my budget. Why? Well, I thought it was a reminder of a catastrophe waiting to happen and that it would … [Read more...]
How to align your budget with your core values
Identifying core values is a foundational step when it comes to live a life of alignment. Your core values represent the principles and beliefs that guide your decisions and actions. They are the fundamental aspects of life that you hold in high regard and that contribute to your sense of fulfilment and purpose. So, how exactly do you go about identifying those core values so that they are reflected in all areas of your life, be it in a generic or in a more specific way, like in your … [Read more...]
How to save money this Holiday Season
It's that time of the year again... Yes, the most Wonderful time of the Year! We all know how wonderful but financially draining it can be, so I'm here to give you five effective ways to save money during the Holiday season.The Holiday season is a time for joy, gratitude, and togetherness, but it can also be a season of excess when it comes to spending. From gift-giving to holiday parties and decorations, the costs can quickly add up. But I've got your back and today I’m talking … [Read more...]