Planning a vacation is exciting! However, without having a budget, your dream vacation can quickly become a financial nightmare. From flights and accommodations to dining and activities, every aspect of your trip needs careful financial consideration. This will make sure you don’t reach for that credit card, therefore not paying for the vacation long after it’s nothing but a distant memory! As you know by now, I’m a big believer in creating a plan! It’s ok to deviate from it … [Read more...]
How to budget with Cash Envelopes without the Cash
Hi there! Thank you for being here! I'm a little late to the game as I just launched my online C(r)ash Course on Personal Finance - 21 Days to Organize Your Money and Your Life! If you are in there, let me congratulate you on taking yet another step towards the life you want to live. I know it can seem like a very small step but believe me, all the steps count. And if you aren't in there yet, don't worry, you were not ready. I truly believe that we are exactly where we need to be. … [Read more...]
Why You MUST Get Out of Debt Before Perimenopause…
Well, never thought I would be writing a post about this! Yet, here we are! If there ever was a reason to live debt free, this is the one that really counts! at least for me and right now... can you guess why?! Now, if you've been here long enough you know that getting out of debt and living without debt is one of the most important things. I usually talk about the freedom it gives you to spend and to live. But this last couple of weeks I found (the hard way) another very valid … [Read more...]
5 Things you Shouldn’t ignore When You start Budgeting
Hey! We've all been there! It's Sunday evening, the kids are in bed, tomorrow is a brand new week and we promised ourselves that THIS IS THE WEEK WE ARE GOING TO - whatever it is you are trying to implement in your life, for you (since you are here!) it might be budgeting, for me is sticking to an exercise plan! Please don't judge me, I'm not judging you ;)! That's why i put together these 5 things we shouldn't ignore when starting a budget, or in my case, an exercising plan! Ready? … [Read more...]
How to Stick to Your Budget and Become Financially Stable
Are you tired of feeling restricted by your budget and sacrificing the things you love? In this post, I’ll show you how to stick to your budget without completely changing your lifestyle. Are you ready to learn how to cut costs, without sacrificing your quality of life and still achieve your financial goals? How to Stick to a Budget Without Sacrificing Your Lifestyle and Become Financially Stable Do you ever feel like you're caught in a financial trap, forced to make … [Read more...]
Are You Ready to Unlock the Power of Money to Create the Life You Want?
Do you feel like you're stuck in a never-ending cycle of struggling to make ends meet? Are you ready to unlock the power of money to create the life you want? Well my friend, it's time to take control of your money and create a budget that works for you. I don't get tired of saying this because I remember that it took me a long time to get on board with budgeting. That's why, you need to realize that a budget is supposed to work for you, not the other way around. When you realize you … [Read more...]
Meal Planning: how to cut your grocery bill in half
Meal planning is one of the essential steps to saving money and time while making sure your family eats healthy meals everyday. Yet, the task of meal planning can seem overwhelming and tedious, especially when life is already so busy. My hope is that this post will provide an introduction to meal planning, offering creative and easy strategies to make the process simple and achievable. 1) Benefits of Meal Planning. The main benefit of meal planning is... how much head space … [Read more...]
How to navigate these CRAZY financial times
If you follow me on social media you know I’ve been complaining about the crazy financial times we are living! The prices we are seeing at the moment at the grocery store. It’s insane, it’s inflation because of the war because of the strikes because… I mean it’s a never ending circle of blaming that is not going to stop anytime soon. And while governments and major forces events are happening, how are we, the commons supposed to live? I mean, prices are rising but our paycheck … [Read more...]
How to Celebrate Valentine’s Day on a Budget!
It's February everyone! I know! Where did January go?! With goal setting, vision board creating and all the talk about inflation... here we are in February! And what a lovely month it is! Love is in the air and with that spending goes up a notch (several, actually!). That's where I come in! Your voice of reason, your conscience, your loving, nagging money person. I'm your positive thoughts Coach! Because I want you to win, I think it's time to think outside the box this … [Read more...]
How to spend less every month this year
If you've been here and listening to the podcast, you know what I'm about to say! Every year, in January, I try to have a no spend week. What is a no spend week? Well, let me tell you about it! It's a week where you commit to not spending any money other than on needs, basic living needs. You still need to pay your bills, like rent, loans, electricity. Of course you still have to pay for gas and food. This is where it gets exciting (insert happy dance here), you are only allowed … [Read more...]