The topic this month is necessary but a bit tough! We all know we should create a plan for our money right where we are today and yet we resist it! Why do you think that is? I’ve been talking and writing about this for over a year now and I get the same responses from readers today that I got a year ago!
I Know it feels so hard to get into the finances and figure out what we earn and how much we actually spend, not what we think we spend, but what we actually spend! And take notes and go back because we feel we missed some vital information and that’s why maths isn’t working!
You need to remember something, the fact that you have taken the first step and taken a look at your finances, it’s huge! This is the step most people dread (yours truly included if you remember when I first started out!) but it’s this step that is going to make it possible for you to a) be ok with where you are, no matter where that is, and know you are doing what you can right now and b) get the fire under you to get to a better place.
Just like in redesigning your life, you can not know where you want to go and how to get there if you don’t know where you are to begin with! That’s just how it is! And it doesn’t matter if you have a lot of money or if you feel you are struggling every single month. If you don’t know exactly where you are, you won’t be able to get anywhere.
There are steps you can take and things you can put in place to ensure you stay on track to achieve all these things. You can get an accountability partner, a coach (I can help you here!), apps, routines… There are lots of ways you can try to help you stay the course! Don’t commit to the first thing you try! You can try multiple things and decide which works best for you and go from there.
The biggest tip I can give you is to create a safe space for yourself. What I mean is, if you do find an accountability partner, for example, be sure it’s someone who isn’t going to judge you or your decisions, past or present. And yes, I might be talking about friends and family who might not understand what you are doing or why and that won’t respect your decision. It’s not that they don’t love you, it’s probably the opposite! They love you but they are afraid that you are changing and because they aren’t, they think they might lose you!
This is just some food for thought this week! I am so proud of you for wanting to take responsibility for where you are in life and be proud of where you are, no matter what it looks like. I really want to thank you for being here, it means the world to me!
If you are looking for some accountability you can subscribe to my newsletter for some tips and life stuff that is constantly happening in my neck of the woods! If you prefer to listen instead of read you can catch me on The Money, W(h)ine & Cheese Club Podcast, it usually comes out once a week! You can also follow me on Instagram and you can access all the freebies I have going on through the link in my bio over there. Finally, if you are getting serious about creating a plan for your financial life you can schedule a call with me here and we can see if we are a fit to work together!
I’ll see you next week!
Sara
